Mortgage Loan Processor

Responsibilities:

• Break down and review underwriting conditions to determine required actions
• Communicate directly with underwriters to resolve outstanding conditions
• Work with clients to collect necessary documentation for underwriting
• Review borrower-provided documents for accuracy and completeness (income, assets, employment, credit, etc.)
• Submit loan files to underwriting and manage them through to closing
• Coordinate with title companies and/or attorneys to ensure all closing documentation is accurate and complete
• Review final Closing Disclosure (CD) for accuracy before borrower acknowledgment
• Balance final figures with the title company to ensure a smooth, timely closing
• Serve as the main point of contact for clients, keeping all parties informed throughout the loan process

Skills and qualifications:

• Excellent communication skills, with a focus on providing impeccable customer service
• Strong research capabilities
• Thorough understanding of the loan application process and relevant rules and legal regulations
• Strong time management skills with the ability to meet tight deadlines
• Integrity and confidentiality when it comes to handling sensitive information
• Ability to work collaboratively with loan officers and underwriters
• Previous processing or underwriting experience required

This position requires attention to detail, excellent communication skills, and the ability to work efficiently in a fast-paced environment. If you have a background in finance, strong analytical skills, and a commitment to regulatory compliance, we encourage you to apply for this challenging opportunity as a Loan Processor.